Yes, foreigners can get a loan in Thailand, but it’s not very common and comes with strict conditions. Most Thai banks have limited loan programs for foreigners, and approval depends on:
- Having a valid long-term visa or work permit
- Proof of stable income (preferably earned in Thailand)
- Good credit history
- Some banks may only offer loans for condominiums, not land or houses
In many cases, foreigners find it easier to finance the property through their home country, or buy in cash.
It’s best to contact international departments of major banks (like Bangkok Bank, UOB, or Kasikorn Bank) for updated requirements.